Supporting
clients
Empowering you to move forward
We’re committed to providing competitive lending solutions to support clients during their divorce, probate and other types of proceedings.
We offer legal fee loans, which can be used to cover solicitor’s fees, barrister's fees and disbursements, whether that’s through court, mediation, arbitration or collaborative law.
We also offer separate facilities to cover living expenses, alleviating the impact on your day-to-day life.
Or if you don’t require lending for your legal fees or living expenses, but need to unlock a portion of your settlement early – perhaps to re-house, pay taxes or other expenses – we can also help.
Our fast, flexible and simplified lending process is designed to help you access funds as swiftly as possible.
Our loan process
If you’re considering a loan with us, here’s how our lending process works. Bear in mind, Level is one potential lender, and you should explore other loan options to find the right solution for you.
1. Application
To start an application, please contact us and request a form – you can speak to us directly or ask your solicitor or adviser to enquire for you. We'll aim to give you an initial lending decision within 1-2 working days.
2. Advice
To make sure our loan is suitable and you understand your obligation to us, you'll need to take legal advice before we approve your loan. If the loan is secured over property, you'll also need to take separate independent mortgage advice.
3. Funding
Our loan is a flexible facility. For legal fee lending, each time your solicitor raises an invoice we’ll settle it and pay it directly into their account, subject to your approval. We'll also send an annual statement, and any ad-hoc statements you need.
4. Repayment
The repayment date varies by case, but you can repay the loan at any point during proceedings and we don't charge early repayment penalties. All settlement proceeds will be paid into your solicitor's account and Level is repaid before the balance comes to you.
1. Application
2. Advice
3. Lending
4. Repayment
For more information about our application process, read our guide.
Support hub
For more information about taking out a loan with us, our loan criteria, costs and repayments, please read our FAQs. If you have any other questions, we’re here to help.
SPECIALISMS
Family
law
We provide legal fee and living expenses lending to individuals in family law proceedings, including Financial Remedy, Children Act, enforcement, Part III, ToLATA and Schedule 1 proceedings.
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It may be possible to unlock a proportion of your financial settlement early, pre or post judgement. This may be helpful in the litigation itself, or to allow you move forward with your life, e.g. buying or renting property or paying urgent bills.
Strategic legal fee lending
Inheritance
release
It usually takes around 12 months for an inheritance to be distributed from an estate. During this time you may have pressing financial needs. Level may allow you to release up to 60% of your inheritance early.
Estate expense & IHT lending
Executors may be able to unlock a proportion of an estate early to pay Inheritance Tax and other testamentary expenses which could otherwise delay the distribution of the estate to the beneficiaries.
Private client and probate disputes
We provide legal fee and living expenses lending to individuals in a wide array of dispute resolution proceedings such as contentious probate (including 1975 Act claims), the dissolution of farming or other partnerships, shareholder disputes and other matters.
Why Level?
Streamlined lending process improves cashflow, maximises efficiency and helps your case move forward
Flexible approach means our loans are tailored on a case-by-case basis, and you can draw down from the loan at any point during your proceedings
From a judge’s perspective, a loan from us carries more credibility than a ‘soft’ loan from friends or family
There are no up-front payments. You don’t need to pay us until the final settlement has been paid, and you’ll only pay interest on the amount you use
In-house legal and financial experience empowers us to make swift lending decisions – you could have an in-principle offer in 1-2 working days
Our responsive in-house team are here to provide confidence and clarity from start to finish in order to give you total peace of mind